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2001 Annual Meeting Agenda

June 11, 2001

Opening Remarks

            Jeremiah S. Buckley, Partner, Goodwin Procter llp, and Counsel, Electronic Financial Services Council

            Steve Morrison, Senior Vice President, Government and Industry Relations, Wells Fargo Home Mortgage

Panel One—Implementing ESIGN—Product Launch. General Counsels from top firms discuss the roll-out of their e-commerce products since the enactment of ESIGN, including their perspectives on the consumer consent process and reasonable demonstration test.

            Lyn Law, Dell Financial Services

            Brandon Hirsch, eOriginal

            Bob Flemma, LendingTree

Panel Two—County Recorders: Moving into the "Electronic Age."  A discussion of the technologies being employed by county recorders and the need for uniform recording standards.

            Carmen Bramante, Director of eMortgage, E-Business Group at Fannie Mae

            John Frey, County Recorder, Fairfax County, Virginia

            Dr. Henry Riley, Recorder of Deeds, Government of the District of Columbia

Panel Three—An Open Forum with Federal Regulators on Privacy: Your company's last chance to ask Gramm-Leach-Bliley Act privacy questions before the mandatory compliance date.

            Mark Tenhundfeld, Office of the Comptroller of the Currency

            Loretta Garrison, Federal Trade Commission

            Tom Scanlon, Federal Reserve Board

Panel Four—Understanding Unsolicited Commercial E-Mail Legislation: How Congress plans to deal with "spamming."  A discussion of pending legislation and prospects for passage.

            Tony Hadley, Director of Government Affairs, Experian

Panel Five—Electronic Delivery of Federally Mandated Disclosures.  A representative of the Federal Reserve will discuss the Fed’s interim rules.

            John C. Wood, Federal Reserve Board

Dinner Keynote—Senator Ron Wyden of Oregon will discuss the "SPAM" problem and the CAN SPAM Act (S. 630), and other issues related to e-financial services.

June 12, 2001

Panel One—Toward an Electronic Mortgage Market: Freddie Mac, Fannie Mae and Mortgage Industry Standards Maintenance Organization (MISMO) representatives discuss their organizations' roles in moving the industry toward the "paperless mortgage."

            John Richards, Associate General Counsel, Fannie Mae

            Mike Gordon, Assistant General Counsel, Freddie Mac

Panel Two—Federal Trade Commission Study of the ESIGN Consumer Consent Process and the Department of Education ESIGN Electronic Loan Standards.  Representatives from the FTC will discuss the Commission’s April workshop on the benefits and burdens of the process mandated by the ESIGN Act for obtaining consumer consent to the use of e-signatures and e-records, and about marketing and advertising on the internet.  Ronald Sann of the Department of Education will discuss the development of standards for electronic student loans.

            Marianne Schwanke, Federal Trade Commission

            Mary Engel, Federal Trade Commission

            Ronald B. Sann, Office of the General Counsel, U.S. Department of Education